Retirement Planning for Teachers

by Gary Foreman

Retirement Planning for Teachers photo

If you are a teacher, your retirement planning needs are the same as everyone else, but the tools are different. Here’s what you should know about your retirement planning.

Whether you’re just starting a career or nearing the end, planning for retirement is important for everyone. Teachers are no exception. They face the same challenges we all do (having enough money to last through our retirement years), but they do have some different retirement vehicles with which to work.

To help us learn more about the retirement planning decisions that teachers face, we contacted Certified Financial Planner® Justin Rush. Mr. Rush specializes in working with teachers in Ohio and is the founder of JGR Financial Solutions in Northeast Ohio.

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Q: What are popular stores or places that carry stylish and functional accessories at reasonable prices?

Lisa: Here are my top favorites:

RocksBox! This is a relatively new find of mine, but it's great for stylish ladies on a budget. RocksBox provides a genius new subscription program that allows you to borrow three pieces of gorgeous jewelry each month, which you can then exchange at any time for three new pieces of jewelry.

If you'd prefer to purchase items instead of "borrow" them, try Purple Peridot.

Boss Lady Tip: Many of these retailers sell great looking jewelry, but the metals are not waterproof and even the oils in your skin might dull them over time. I find that a light coating of Krylon Crystal Clear Acrylic Coating Spray does wonders for extending the life of your non-precious metal jewelry.

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Q: What are popular stores or places that carry stylish and functional accessories at reasonable prices?

Lisa: Here are my top favorites:

RocksBox! This is a relatively new find of mine, but it's great for stylish ladies on a budget. RocksBox provides a genius new subscription program that allows you to borrow three pieces of gorgeous jewelry each month, which you can then exchange at any time for three new pieces of jewelry.

If you'd prefer to purchase items instead of "borrow" them, try Purple Peridot.

Boss Lady Tip: Many of these retailers sell great looking jewelry, but the metals are not waterproof and even the oils in your skin might dull them over time. I find that a light coating of Krylon Crystal Clear Acrylic Coating Spray does wonders for extending the life of your non-precious metal jewelry.

Q: What are popular stores or places that carry stylish and functional accessories at reasonable prices?

Lisa: Here are my top favorites:

RocksBox! This is a relatively new find of mine, but it's great for stylish ladies on a budget. RocksBox provides a genius new subscription program that allows you to borrow three pieces of gorgeous jewelry each month, which you can then exchange at any time for three new pieces of jewelry.

If you'd prefer to purchase items instead of "borrow" them, try Purple Peridot.

Boss Lady Tip: Many of these retailers sell great looking jewelry, but the metals are not waterproof and even the oils in your skin might dull them over time. I find that a light coating of Krylon Crystal Clear Acrylic Coating Spray does wonders for extending the life of your non-precious metal jewelry.

Q: What are popular stores or places that carry stylish and functional accessories at reasonable prices?

Lisa: Here are my top favorites:

RocksBox! This is a relatively new find of mine, but it's great for stylish ladies on a budget. RocksBox provides a genius new subscription program that allows you to borrow three pieces of gorgeous jewelry each month, which you can then exchange at any time for three new pieces of jewelry.

If you'd prefer to purchase items instead of "borrow" them, try Purple Peridot.

Boss Lady Tip: Many of these retailers sell great looking jewelry, but the metals are not waterproof and even the oils in your skin might dull them over time. I find that a light coating of Krylon Crystal Clear Acrylic Coating Spray does wonders for extending the life of your non-precious metal jewelry.

Q: What are popular stores or places that carry stylish and functional accessories at reasonable prices?

Lisa: Here are my top favorites:

RocksBox! This is a relatively new find of mine, but it's great for stylish ladies on a budget. RocksBox provides a genius new subscription program that allows you to borrow three pieces of gorgeous jewelry each month, which you can then exchange at any time for three new pieces of jewelry.

If you'd prefer to purchase items instead of "borrow" them, try Purple Peridot.

Boss Lady Tip: Many of these retailers sell great looking jewelry, but the metals are not waterproof and even the oils in your skin might dull them over time. I find that a light coating of Krylon Crystal Clear Acrylic Coating Spray does wonders for extending the life of your non-precious metal jewelry.

Reviewed July 2021

About the Expert

Justin Rush is a Certified Financial Planner®, member of the Finance for Teachers network, and NAPFA member. His specialty is working with teachers in Ohio at various stages of their career. For more information for teachers, visit JGR Financial Solutions.

About the Author

Gary Foreman is a former financial planner and purchasing manager who founded The Dollar Stretcher.com website and newsletters in 1996. He's the author of How to Conquer Debt No Matter How Much You Have and he's been featured in MSN Money, Yahoo Finance, Fox Business, The Nightly Business Report, US News Money, Credit.com and CreditCards.com.

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Subscribe to Financial Independence, our daily email newsletter. It doesn't cost anything. And, it could make a huge difference in the way you live!

Debt ChecklistSubscribers get Are You Heading for Debt Trouble? A Simple Checklist and What You Can Do About It for FREE!

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